Card fees are a percentage of everything you sell — so a small improvement compounds all year. We compare acquirers, cut the rate, and set you up with the right hardware and tools. Same networks, same terminals, someone in your corner.
What we set up
In store, online, at the table or by a link in a text — we match the tools to how you actually take money, and price the whole lot competitively.
Countertop, portable and mobile terminals — fast contactless, Apple Pay and Google Pay, on a rate that fits your volume.
Full point-of-sale for retail and hospitality — stock, staff, reporting and payments in one till that talks to your accounts.
Fair, transparent tipping on the terminal or by QR — with clean reporting for distribution and the new tipping rules.
Take payments on your website securely, with the checkout and integrations your platform needs and fees that don't punish growth.
Key in phone and mail-order payments from any browser — no hardware required, ideal for bookings and account customers.
Send a secure payment link by text, email or WhatsApp and get paid before the job starts — no terminal, no chasing.
Sell and redeem gift vouchers in store and online — bring new customers in and lock in revenue up front.
Why OpenCom
We're independent, so we compare the whole market instead of pushing one processor. You keep the brands and hardware you trust, on a keener rate, with us handling the setup and stepping in if anything goes wrong.
Rates benchmarked across major Irish and international acquirers
Transparent pricing we explain interchange, scheme and acquirer fees in plain terms
One point of contact for terminals, gateway and POS
Rates benchmarked across major Irish and international acquirers
Transparent pricing — we explain interchange, scheme and acquirer fees in plain terms
One point of contact for terminals, gateway and POS
Bundled with your telecoms and energy on a single relationship
How it works
We read your effective rate — the true percentage you pay once every fee is counted, not the headline number.
We take your volume to the market and come back with a like-for-like offer, plus any tools that would help you take payments more easily.
Approve it and we handle the application and onboarding — usually live within days, with no gap in your ability to take cards.
Good to know
Not necessarily. Often we improve the rate with the same acquirer or a comparable one, using the same hardware. Your funds still settle to your own business bank account.
We work from your effective rate — total fees divided by total card turnover — so the comparison is like-for-like, not a headline teaser. You see the before and after in black and white.
Yes — in-store terminals, a POS till, an online gateway, virtual terminal and pay-by-link can all sit under one arrangement, so your reporting and support are joined up.
Send us a recent merchant statement and we'll tell you your true effective rate — and what it should be.
